Ana Maria de Alba

Ana Maria de Alba

President & CEO

CSMB

Ms. de Alba is a risk management and banking consultant with over 30 years combined experience and training in the banking and consulting services industries, providing forensic investigations, litigation support, and risk management consulting services to the domestic and international financial services community. Ms. de Alba is the founder and President of CSMB International, Inc., a U.S. based risk management practice with offices in Miami and Panamá. She additionally participates in consulting contracts with reputable and internationally recognized business intelligence, investigative, and risk management consulting firms, worldwide. Ms. de Alba specializes in issues related to the financial services industry in connection with risk management, assessment and evaluation of internal controls, regulatory compliance, training and development, correspondent banking, and in financial investigations stemming from allegations of fraud or money laundering. As a banking and risk management consultant, Ms. de Alba has conducted and participated in numerous consulting assignments throughout the United States, Latin America, and the Caribbean.

As a former senior banking officer, Ms. de Alba conducted and supervised the implementation and development of profitable business lines at various financial institutions. In her banking tenure, she was engaged in private banking administration and organization, analysis and control of asset/liability mixes, analysis and management of foreign exchange, organizational definition, strategic planning, internal investigations, investment analysis, market analysis, product and service development, and development and documentation of standard policy and procedures for the private banking function. Her background and training in the banking industry include prior employment in domestic and international banking institutions, namely, SunTrust, Banco Atlántico, International Finance Bank, and Banco Internacional de Costa Rica. Additionally, Ms. de Alba served as adjunct professor for senior level courses taught at the Management and International Business Department of Florida International University (FIU) in Miami, Florida, from 1997 through 2002, and is currently the lead academic advisor and instructor at Florida International Bankers Association (FIBA), teaching the AMLCA and CPAML certification course in partnership with FIU. Certification courses are taught worldwide.

Ms. de Alba has utilized her banking and financial expertise to assist clients in conducting risk assessments, maintaining business integrity, uncovering breaches, and developing solutions to deter further criminal activity. She has supported a significant number of banks in evaluating internal controls through the process of risks assessments, as well as in developing and documenting standard operating policies and procedures, and providing advice and consultation to clients regarding the prevention, detection, and deterrence of fraud, compliance violations, and of money laundering and terrorist financing. As a financial investigator, her experience has been instrumental in uncovering violations to further resolution and prosecution. She has been engaged by numerous financial institutions to perform mandatory and/or targeted training and development on AML/CFT subject matter, anti-money laundering and other consumer regulatory compliance evaluations, risk assessments to comply with provisions of various regulatory mandates, forensic or “look-back” reviews of high risk account activity, and forensic fraud investigations, including investigations on government corruption. Ms. de Alba is also a frequent speaker at trade conferences in the United States, Latin America, and Europe.

By 1991 Ms. de Alba’s educational background included a Master’s Degree (MBA) in Banking and Finance from Nova Southeastern University and a Bachelors’ Degree in Business Administration with a Major in Finance from the University of Miami. She is FIBA certified in both AMLCA and CPAML, and is certified by the CFATF (an FSRB for the FATF-GAFI) as an expert in Mutual Evaluations Methodology. Ms. de Alba has also completed various courses and training seminars, including Asset Valuation and Analysis and Financial Training, which met the requirements contained in the New York Stock Exchange NASD Series 7 outline.

Ms. de Alba is fully bilingual in English and Spanish.

BREAKOUT: Capacitacion especializada: Ideas claves para construir sobre la cultura de cumplimiento

Brickell

Invertimos suficiente en la formación de nuestros profesionales de cumplimiento? Como compara esta inversión con las de capacitación relacionada a ventas? La capacitación en temas básicos del “AML of Things” es fácil, y existen multiples opciones económicas, rápidas, y que a su vez están listas o prefabricadas. Sin embargo, las opciones basadas en una función […]

Cuestiones Legales y Normativas Operaciones AML
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